KiwiSaver — in plain English
Are you in the right KiwiSaver fund?
The free 60-second fund checker + early access to Steady. See your KiwiSaver next to your everyday accounts.
- Find out if you're in the right fund — without the financial-advisor jargon
- Most under-35 Kiwis miss out on $40k+ by retirement. Here's how to fix it
- How to claim every dollar of free money your employer is offering
- Steady shows your KiwiSaver and bank in one place — finally
Free to start. Real Kiwi numbers. Connects securely to your bank + KiwiSaver.
Inside the app
What KiwiSaver looks like inside Steady (without a finance degree).
- 1
One screen. Both balances.
When you open Steady, your KiwiSaver sits right next to your bank account. Same screen, same place. No logging into your provider's website. No phone calls.
- 2
"You're in a Conservative fund — that's costing you."
Steady checks your fund type and just tells you, in plain English, if you're leaving money on the table. Then it shows you the simple steps to switch (it's basically tapping one button on your provider's app).
- 3
What it means at 65 — without doing maths
Steady projects what your KiwiSaver will be worth at retirement based on your current fund. If you switch to growth, it shows you the new number. Most people see a $40k+ difference and switch the same day.
KiwiSaver is the biggest investment most Kiwis will ever own. It shouldn't take a finance degree to understand it.